Shops, cafés and restaurants
Take a tap at the counter or the table and pay suppliers from the same balance that evening.
Launching soon in the UAE
Get paid. Pay out. One app for your company.
Avora Money gives UAE companies payment acceptance and a business wallet with a company card in a single app. What you earn lands in your wallet, ready to spend, send or pay salaries.
Avora Money is in pre-launch. Regulated payment, wallet and card services will be provided through licensed UAE partners.
Company walletToday
AED48,250.00
- Tap to PayCounter sale+ AED 185.00
- Payment linkInvoice 1042+ AED 2,400.00
- QR paymentTable 4+ AED 64.50
- Card spendSupplier order− AED 730.00
avoraBusiness
•••• •••• •••• 4821
- Money inTap to Pay, payment links and QR
- One walletA single balance with its own IBAN
- Money outCompany card, transfers, bills and salaries
Money in
Accept payments without extra hardware
Three ways to get paid, all inside the app your team already has in their pocket.
Tap to Pay
Turn a phone into a card terminal. Customers tap a contactless card or phone wallet. No separate POS device to rent or charge.
Payment links
Create a link in seconds and send it by WhatsApp, email or SMS. Your customer pays online from wherever they are.
QR payments
Show a QR code at the counter, on a table or on an invoice. Customers scan and pay.
Money out
A business wallet that does the rest
Everything you accept settles to one wallet. From there you run the company's money without switching apps.
Dedicated IBAN
Receive bank transfers from customers and partners straight into your wallet.
Company card
A company card linked to your wallet balance for everyday business spending, in store and online.
Local and international transfers
Pay suppliers and partners in the UAE and abroad. Save beneficiaries once and reuse them.
Salaries through WPS
Pay your team through the UAE Wages Protection System from the same balance your sales land in.
Bill payments
Settle utilities, telecom and other bills from the wallet.
Statements and top-up
Download statements for your accountant, and top up the wallet by card when you need to.
How it works
From first sale to payday in three steps
Open your company account
Apply in the app with your company documents. We will confirm eligibility requirements when onboarding opens.
Start accepting payments
Take a tap on your phone, send a payment link or show a QR code. Each sale is recorded against your wallet.
Use your money
Spend with the company card, transfer to suppliers, pay bills and run salaries from one balance.
Why one app
Four providers, or one
Most small companies stitch their finances together from separate contracts. Avora Money is built to replace the stitching.
The usual setup
- A payment provider for card acceptance
- A bank account to receive settlements
- A separate card for company spending
- A payroll file uploaded somewhere else
- Four logins, four statements to reconcile
With Avora Money
- Acceptance, wallet and card in one app
- Sales settle to the balance you spend from
- One onboarding for the whole setup
- Salaries, bills and transfers from the same wallet
- One statement for your accountant
Who it is for
Built for companies that take payments every day
Service and field businesses
Clinics, salons, contractors and delivery teams collect on the spot or by link, with no terminal to carry.
Online and social sellers
Send a payment link in the chat, receive the money in your wallet and spend it with your company card.
From the blog
Notes on payments in the UAE
ResiliencePayments in the era of war: how UAE businesses keep money moving
Conflict reaches a company's payments early. What changes for UAE businesses when the region is under strain, and a six-point checklist to prepare.
Market guideThe UAE payment landscape in 2026: a guide for businesses
Who runs payments in the UAE, how Aani and Jaywan work, what customers use at checkout, and what it all means for a company that needs to get paid.
ProductWhy Avora Money: one app for getting paid and paying out
Why we are building Avora Money: a single UAE app where a company accepts payments, holds its balance and spends it, instead of four separate providers.
FAQ
Questions, answered
What is Avora Money?
Avora Money is a UAE business finance app that combines payment acceptance (Tap to Pay, payment links and QR) with a company wallet, an IBAN and a company card, so the money a company earns and the money it spends sit in one place.
Is Avora Money available now?
Not yet. Avora Money is in pre-launch. Join the waitlist and we will contact you when onboarding opens.
Who is Avora Money for?
It is built for companies operating in the UAE, from single-owner businesses to growing teams. Eligibility requirements will be confirmed at launch.
How will my company accept payments?
In three ways: Tap to Pay on a phone for contactless cards and phone wallets, payment links you can send by message or email, and QR codes customers scan to pay.
Where does the money go after a customer pays?
Payments you accept settle to your Avora wallet. From the wallet you can spend with the company card, transfer locally or internationally, pay bills and pay salaries through WPS.
Is Avora Money a bank?
No. Avora Money is a financial technology platform, not a bank. Regulated payment, wallet and card services will be provided through licensed UAE partners.
How much will it cost?
Pricing will be published before launch. People on the waitlist will hear first.
Be first in line when we open.
Leave your work email. We will write once, when onboarding opens for your type of business.